Finance Department - The WOW Starts Now

The Toyota of Tri-Cities Finance Center has experts available to help you get approved with the quality vehicle repayment package you deserve. Since we finance so many new and pre-owned vehicle buyers from all over the Pacific Northwest, we have the attention of most major lending institutions including Toyota Financial Services, Gesa Credit Union, Hapo Community Credit Union, Spokane Teachers Credit Union and Numerica Credit Union.

 Our finance team wants nothing more than to see you behind the wheel of your dream car. Making sure you receive the financing you need, at a rate you can afford is what we specialize in. Whether you’re considering leasing or buying, our experts are here to answer all your questions and guide you through the steps of securing a great vehicle loan. 

First time buyer? Bad credit? No credit? In college? Recent College Grad? Military? We have great programs for you to choose from!

Want to save yourself some time? Fill out our secure online finance application and we can quickly get you pre-approved for a variety of financing solutions. If you take the time to read our Privacy Policy, you’ll see it’s absolutely safe and secure. 

Make sure your investment is protected for many miles of enjoyable driving. Please take a moment to review the vehicle protection options below that are available to you.

Simoniz Glasscoat provides coverage to your vehicle’s exterior paint that you do not get from the manufacturer. GlassCoat is a clear liquid applied to the clear coat of your vehicle. Unlike traditional waxes, polishes, or sealants that cover temporarily, GlassCoat reacts with hydrogen and oxygen to form a permanent glass-like coating. The interior is also protected; using Simoniz, a Dupont Teflon Surface Protector, your vehicle’s interior is safe from any number of unfortunate stains. If the process fails, the warranty will repair or reupholster your vehicle carpeting or seats.

Designed to help keep your vehicle looking good inside and out for years to come, Zurich Shield protects your vehicle from harmful elements, road grime, stains and normal wear and tear.

Protect yourself from the high cost of repairs. This mechanical repair protection provides coverage for parts and labor costs to repair or replace covered components of your vehicle. It includes rental coverage and roadside assistance for the covered vehicle. There are various terms and mileage plans to choose from.

When turning in a leased vehicle, you are typically responsible for any wear and use damage that is considered excessive. The Excess Wear & Use Protection Plan from Toyota Financial Services helps waive your responsibility for qualifying excess wear and use. Each single event valued at $1000 or less. Each missing part valued at $200 or less. Up to a maximum of $5,000 in total excess wear and use charges

This will waive or pay the deficiency balance between the amount still due on your finance or lease contract and your auto insurance settlement in the event of total loss. GAP will also cover your insurance deductible.

Toyota Tire and Wheel Care will pay to repair or replace factory tires and/or wheels damaged by road hazards such as rocks, tree limbs, and other debris. No deductible to pay. Wheel damage includes curb and cosmetic damage. Coverage terms from one to five years available.

ToyotaCare Plus extends the no cost Toyota Recommended Maintenance plan for your new Toyota up to 5 years or 75,000 miles. ToyotaCare Plus provides coverage of major services at 30,000; 45,000; 60,000; and 75,000 miles.

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